New year, new deals! We're rounded up some of the best sales January has to offer -- especially when you factor in our competitive cash back rates.

The Best January Deals to Score Now

Holiday Decor: If you have the extra space, now is the absolute best time to stock up on discounted holiday decor. You'll save up to 90% on everything from trees and wreaths to ornaments, lights and more.

Holiday Kitchen Mats at Bed Bath & Beyond, $3
Bee & Willow 20" Basic Lambs Ear Decorative Wreath at Bed Bath & Beyond, $8
2-Pc 4' Potted Porched Christmas Trees with White LED Lights at Bed Bath & Beyond, $32

Gift Sets: Holiday gift sets are similarly marked down this month, which makes for some great deals on potential gifts you can use throughout the year ahead. Look for deep discounts on beauty and fragrance sets as well as household essentials.

Up to 80% Off Clinique Sets
Up to 85% Off Sephora Gifts
Battery Daddy System at Walgreens, $10

Gourmet Treats: Satisfy your sweet tooth and your love of deals with appetizing savings on gourmet holiday food. You'll find everything from boxed chocolates to baked goods on sale up to 90% off their regular retail prices.

Holiday Gourmet Gift Sets at Macy's, $6+
Godiva Holiday Clearance, $12+
5-Pc Holiday Batter Bowl Set at Macy's, $19

Clearance Clothing: Retailers are already prepping for spring, which means they need to get rid of their unsold winter stock as quickly as possible. That makes this month the prime time to save on sweaters, outerwear, boots and other cold-weather styles.

Extra 70% Off Madewell Sale
Up to 85% Off Urban Outfitters
Converse Clearance Shoes at Urban Outfitters $24+
Up to 85% Off 32Degrees Winter Warehouse Sale
Extra 60% Off Banana Republic Factory Clearance at Shop Premium Outlets

Fitness Gear: Tackle your New Year's resolutions and save money in the process with January deals on fitness gear. This is a great time to buy exercise equipment and wearables at all-time low prices.

6-Pc Resistance Exercise Band Set at Tanga, $10
Fitnation Full Body Bike at QVC, $224
Fitbit Inspire 3 at QVC, $63

Activewear: Hit the gym in style with fresh activewear that doesn't break the bank. We're seeing great deals this month on adidas, Nike, Reebok, Champion and other bestselling brands.

Men's adidas Ultraboost Sneakers at eBay, $52
Up to 65% Off adidas Sale
Up to 85% Off Reebok at Woot!

Bedding: January is the month for White Sales, so take advantage of price breaks on sheets, comforter sets, pillows, mattress toppers and more.

8-Pc Comforter Sets at JCPenney, $39
Plush Throws at JCPenney, $10
Biddeford Heated Electric Throws at JCPenney, $24

TVs & Electronics: Think Black Friday is the best time of year to shop for TVs? Think again! January is also a great month to score TV and soundbar deals -- and just in time for the Super Bowl.

40" LED HD Smart TV at Best Buy, $147
Fire TV Stick 4K at Amazon, $32

Skincare: Ulta Beauty and Sephora are both slashing prices on name-brand skincare products throughout the month of January with up to 50% off daily deals. Stock up on your favorites or treat yourself to something new.

50% Off Sephora Skincare Event
50% Off Ulta Beauty Love Your Skin Event

Vitamins & Supplements: Health and wellness deals are going strong all month long, so get your essentials while the price is right.

200-Ct Chewable Vitamin C at Walgreens, $2
200-Ct 500 mg Walgreens Vitamin C with Natural Rose Hips at Walgreens, $1
4-Pk GNC Total Lean Shake at GNC, $3
0.55-Lb Vitamin C Powder at MyProtein, $5

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